Section 8 + Housing Assist

The Big Beautiful Bill is a new federal law that helps states build and keep more affordable apartments. Most use the LIHTC program, which lowers rents for people under local income limits.

What changed

• States get more funding to support affordable housing.
• It is easier for builders to qualify for financing, so more projects can move forward.
• More apartments should be built over the next few years, but not all at once.

What this means for you

• There will be more places to apply.
• Rents at LIHTC properties are set to be affordable for households under local income limits.
• Waitlists are common. Apply to several properties.

General eligibility at LIHTC properties

• Household income must be at or below the limit for your area, often around 60 percent of Area Median Income.
• Everyone in the household must be listed on the application.
• Screening rules apply. Rules can vary by state and by property.

How to find and apply

• Look up your state housing finance agency and search for “LIHTC properties” in your state.
• Call properties and ask if they are taking applications or if you can join the waitlist.
• Also contact your local Public Housing Agency to ask about vouchers:
  http://hud.gov/contactus/public-housing-contacts

Information you will need

• Names, birthdates, and Social Security numbers for everyone in the household
• Photo IDs or other identity documents
• Proof of income, such as pay stubs, benefit letters, child support, self-employment records, unemployment, SSI, or Social Security
• Most recent tax return, if you file
• Contact information for your current or past landlord, if you have one

About waitlists

• Many properties have long waitlists.
• Priority may be given to very low income households, families with children, seniors, or people with disabilities.
• Keep your phone number and address updated with every property.

Tips while you wait

• Apply to multiple properties.
• Keep all paperwork in one folder.
• Call back monthly to check status.
• Note any deadlines the property gives you.

Bottom line

The Big Beautiful Bill should increase the number of affordable apartments. It will take time. Apply widely, keep your documents ready, and stay in touch with property managers and your local PHA.